Your home may be repossessed if you do not keep up repayments on your mortgage

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The blogs and news articles on this web page have been pre published. They have been published on the dates indicated and the information contained within these issues include references to taxation, legislation, regulation, and other issues or concerns that may no longer apply

For mortgage advice we may apply a fee, the maximum fee payable, dependent of the complexity of your mortgage requirements, would be £499.


Tag Archives: sheffield

IFA Sheffield

Many people know a financial adviser as an IFA, actually IFA stands for Independent Financial Adviser so unless your adviser is independent they cannot call themselves an IFA.

The difference between an IFA and a financial adviser lies in the products they can offer. An independent  financial adviser can offer products from the whole of market and work for you. A financial adviser works for the company they work under and will usually only offer their products.

This robs you of the opportunity to see other companies products which could be better. If you are looking for an IFA in Sheffield contact Abbey Lane Financial Associates today.

Planning for retirement

If you are looking for an efficient, professional and cost effective retirement planning solution then contact Abbey Lane Financial Associates today.

Our expert Independent Financial Advisers will help you to both plan and save for your retirement, provide you with projections for your current pensions of what they will be worth in the future giving you an idea of what you need to save to meet your target retirement income.

We can also assist you at retirement. Finding the best place to make your pension pot work for you or assisting you in drawing down your pension pot in full and investing as you choose to provide an income for retirement.

Pension Advice Sheffield

If you are looking for pension advice in sheffield then contact Abbey Lane Financial Associates today! Established in 1989 we have been providing pension advice from our Sheffield head office nationwide.

Pension advice can be a key decision in your life. Now that the government is allowing people to take all of your pension at once less your marginal rate of tax, advice is key to making the most of not been able to buy an annuity.

 

 

Wills Advice

When it comes to wills and death many people shy away from the subject. This is to be expected as many people today choose to live in the now and not in the future. However death is inevitable and preparing for it now can save your family extra grief caused by the UKs complicated probate system. Currently the UKs probate system for when a will is not in place on death works the following way.

Laws of Intestacy

Now as you will see in the following article these UK laws can be very unfavourable to certain family members and also the inheritance tax charges can rise dramatically.

By contacting authorised will society will writers Abbey Lane Financial Associates today you can be sure you can avoid the laws of intestacy and write a valid will. You can then direct in your own words where you wish for your estate to be directed on your death.

 

 

 

Financial Planning and advice

When it comes to sorting out your Financial Situation. Abbey Lane Financial Associates has you covered in all aspects of financial planning. From pensions to investments, mortgages to financial protection. And even now commercial and general insurance.

Financial Planning in Sheffield has never been simpler.  Contact Abbey Lane Financial Associates today for all your financial advice and insurance needs.

Mortgage Rates – What could be the solution

All the talk in the news about mortgage rates is getting some people worried about their existing mortgage arrangements. Some people are even panic buying fixed interest mortgage deals. This could be beneficial if rates do rise because your mortgage payments would be fixed for a set period (usually 2-5 years).

However recently the Bank of England Governor, Mark Carney, has changed his view on the economy stating that rates would remain low despite the recent fall in unemployment. This prompts analysts to predict that rates shouldn’t be much different from now by the end of 2014. With maybe slightly higher rates due to both tougher lending rules and the fact that we will be closer to an eventual base rate rise.

If you need expert independent mortgage advice contact Abbey Lane Financial Associates today on 0114 229 3503 or email us at info@abbeylaneassociates.co.uk.

Independent Financial Advisers in Sheffield

Abbey Lane Financial Associates are Independent Financial Advisers and Independent Mortgage Advisers based in both Sheffield and Manchester. We specialise in a wide range of areas including investments, wills and estate planning, pensions (pre and post retirement) and financial protection.

Contact us today to arrange to see an independent financial adviser either in your home or in one of our offices. Call 0114 229 3503 or email us at info@abbeylaneassociates.co.uk today!

The difference between Financial Advice and Independent Financial Advice

Many people do not understand the importance of Independent Financial Advice and it is not their fault. Some of these people do not understand the difference between a Financial Adviser and an Independent Financial Adviser and i will help to explain the difference to you.

A Financial Adviser works for an institution/product provider and usually only sells their products, whereas an independent financial adviser works for you. You pay an independent financial adviser a fee and for that fee they will research the marketplace to find the best deal for you. While a financial adviser can usually only recommend their companies products an independent financial adviser can research the marketplace to find potentially better products based on your goals and attitude to risk profile.

Also an independent financial adviser is not bias towards particular product providers as you are paying them a set fee for the advice. Financial Advisers could be prone to been bias towards a particular product provider due to the potentially higher commission that provider may pay.

If you are looking for an Independent Financial Adviser contact Abbey Lane Financial Associates today, based in Sheffield but covering most of the UK our fully Diploma qualified Independent Financial Advisers can help you reach your goals.