Abbey Lane Financial Associates could help you see where you could be vulnerable and find the correct products for you that both fit within your protection budget and find the correct provider to provide the cover you need for you and your family.
Family is the most important thing in your life and financial protection could help you protect the ones you love should you suffer the worst. Protection isn't just life insurance. However life insurance is one aspect of protection there are other considerations to take into account such as income protection or critical illness cover.
If you are looking for life insurance in the UK then Abbey Lane Financial Associates could help you. Life insurance could pay out a tax-free lump sum in the event of the death of the life assured. You pay a premium usually on a monthly basis and the life insurance provider will provide the insurance. Although you pay a monthly premium there is usually no cash out value of the plan and if you stop paying premiums for your life insurance your cover will stop.
Critical Illness Cover
Critical illness cover could either be sold as a stand-alone policy or as part of a life insurance plan. It is usually cheaper when combined with a life insurance policy. Critical Illness Cover will pay out a tax-free cash lump sum in the event of the insured being diagnosed with a specified critical illness within the policy term. The illnesses specified are wrote in the policy booklet and can vary between providers. If you need a specific condition covered we can find the providers that cover this if it is a critical/serious condition.
For protection we offer products from a limited panel of insurers.
Insurance which is based on the assessment of the applicant is unlikely to cover the applicant for previous or existing medical conditions, you should refer to the policy documentation and seek advice in order to understand what the policy does and does not cover before making and application.
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